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What is a Non-QM Loan?
Non-QM stands for a non-qualified mortgage. Non-QM products are not government loans and do not require the traditional documents required for a conventional mortgage. These programs offer alternative lending products with innovative solutions relevant to today's markets. Each product is tailored to provide custom solutions for each individual homeowner's needs.
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Key Features of A Non-QM Loan
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Bank statement loan
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1099 loans
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Asset-based loans
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Interest-only loans
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Foreign national loans
Who Can Benefit from A Non-QM Loan?
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Self-employed ​
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Contract or freelance labor
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Those reporting income without using a W2

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